Located in

Carbondale IL




Polar Investment & Insurance Services, Inc.


    We are an independent Illinois insurance office that can provide all your insurance needs


     Serving all of IL

 Insurance Agents
 Insurance Services
 Insurance Carriers
 Insurance Products
     Auto & Motorcycle
     Home & Renters
     Watercraft & Boat
     Recreational Vehicle
     Special Event




Polar Investment & Insurance Services, Inc. is not affiliated with

Polar Investment Counsel Inc.



Insurance Products

  • Did you know that some insurance carriers offer discounts when you have more than one type of insurance with them?

  • Did you know that some insurance carriers offer discounts when you are a good driver?

These are just some of the questions we can answer for you regarding all your insurance needs.  Whether its your family's health or that new speed boat you just purchased, we can help.  Please give us a call to discuss your insurance and we'll see if we can save you some money!

Life Insurance When deciding to obtain life insurance, one needs to ask themselves this: "Do I want my loved ones to worry about finances in the event of my death?"  No one really likes to consider thinking about their funeral plans, but life insurance can take the burden of the cost of that away from those left behind.  It can also help to keep your loved ones living in their family home and maintain their lifestyle.  Life insurance products can also help you plan for estate protection. Whether you are in need of term or permanent coverage, we have various products and carriers to fit the need.
Auto & Motorcycle It is a state requirement to have and maintain auto and motorcycle insurance to cover injuries and damages for which you are responsible.  In addition, it is important that you are covered for cost of repairs or replacement of your vehicle if it is ever damaged or stolen.  Let us find you the best coverage possible.  Some of our carriers offer discounts for a clean driving record or continued accident free driving.
Health Health insurance can be a very confusing area to navigate on one's own.  Although licensed in the State of Illinois, our agents have elected to refer our health insurance clients to local agents that deal solely in health insurance products.  The Affordable Care Act offers many options and is an ever changing market.  Call us today for a referral to an agent that can help you and your family select coverage that best suits your health insurance needs.
Home & Renters

Your home is a big investment and why wouldn't you protect that investment?  Let us evaluate your situation and offer insurance solutions for covering your home and personal property with the right kind of insurance that meets your needs.  Are you a renter?  Did you realize that in the event of a fire or theft, your personal property is not covered by the owner of the buildings insurance?  We can offer you reasonable coverage for less than what you might think.  You work hard for your personal property, why not protect it?

Watercraft & Boat

There are many options available to cover your boat and watercrafts.  Most do not realize that your home owners insurance doesn't cover boats or watercrafts.  Coverage is easier than ever and in some instances, you can print your card the same day! 

Recreational Vehicle

No matter what kind of recreational vehicle you own, an ATV or RV or travel trailer, we can offer specialty products through many leading carriers.  Enjoying your fun time can be more enjoyable knowing your recreational vehicles are covered.

Commercial As a business owner, you need to protect yourself from all sorts of risk.  Commercial General Liability, Property, Automobile, Professional Liability and a plethora of coverage is available.  Often you will need coverage that has not occurred to you.  Our job is to make sure you are protected from all risk.
Special Event Is your organization hosting a one time event, sponsoring a hole-in-one contest for a fund raiser?  Whether it is a party or a hay ride, we can help you protect your liability.  Give us a call.


300 East Main Street  Suite 1

Carbondale IL  62901



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