Did you know that some insurance carriers offer discounts when you have more than one type of insurance with them?

Did you know that some insurance carriers offer discounts when you are a good driver?

As an independent agent, Polar Investment and Insurance represents multiple companies including standard and non-standard specialty. This representation allows us the opportunity to shop your quote and find the best fit for the coverage that meets your needs for the best price.

Whether it’s your family’s health or that new speed boat you just purchased, we can help.

Insurance Products

  • Life Insurance – When deciding to obtain life insurance, one needs to ask themselves this:  “Do I want my loved ones to worry about finances in the even of my death?”  No one really likes to consider thinking about their funeral plans, but life insurance can take the burden of the cost of that away from those left behind.  It can also help to keep your loved ones living in their family home and maintain their lifestyle.  Life insurance products can also help you plan for estate protection   Whether you are in need of term or permanent coverage, we have various products and carriers to fit the need.
  •   Auto & Motorcycle – It is a state requirement to have and maintain auto and motorcycle insurance to cover injuries and damages for which you are responsible for.  In addition, it is important that you are covered for cost of repairs or replacement of our vehicle if it is ever damaged or stolen.  Let us find you the best coverage possible.  Some of our carriers offer discounts for a clean driving record or continued accident free driving.
  • Home & Renters – Your home is a big investment and why wouldn’t you protect the investment?  Let us evaluate your situation and offer insurance solutions for covering your home and personal property with the right kinds of insurance that meets your needs.  Are you a renter?  Did you realize that in the event of a fire or theft, your personal property is not covered by the owner of the buildings insurance policy?  We can offer you reasonable coverage for less than what you might think.  You work hard for your personal property, why not protect it?
  • Watercraft & Boat – There are man options available to cover your boat and watercrafts.  Most do not realize that your home owners insurance doesn’t cover boats or watercrafts.  Coverage is easier than ever and in some instances, you can print your card the same day!
  • Recreational Vehicle – No matter what kind of recreational vehicle you own, an ATV or RV or travel trailer, we can offer specialty products through many leading carriers.  Enjoying your fun time can be more enjoyable knowing your recreational vehicles are covered.
  • Commercial – As a business owner, you need to protect yourself from all sorts of risk.  Commercial general liability, property, automobile, professional liability, and a plethora of coverage is available.  Often you will need coverage that has not occurred to you.  Our job is to make sure you are protected from all risk.
  • Special Event – Is your organization hosting a one time event, sponsoring a hole-in-one contest for a fundraiser?  Whether it is a party or a hay ride, we can help you protect your liability.  Give us a call.

Insurance Carriers

Below are some of the carriers with which we work. Please note that our scope of availability is not limited to that which is shown below.

Most companies allow online payment with a debit or credit card. You can access your carrier below to make your premium payment, check your coverage and in some instances, print an insurance card or certification.



Dairyland Auto




The Hartford


Bristol West


Foremost Insurance